{"id":18,"date":"2023-12-19T20:15:07","date_gmt":"2023-12-19T20:15:07","guid":{"rendered":"https:\/\/tang.abogadosnow.com\/?page_id=18"},"modified":"2024-01-04T20:20:10","modified_gmt":"2024-01-04T20:20:10","slug":"preguntas-frecuentes","status":"publish","type":"page","link":"https:\/\/abogadodebancarrota.tang-associates.com\/es\/faq\/","title":{"rendered":"Preguntas Frecuentes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18\" class=\"elementor elementor-18\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-794f7a7 e-flex e-con-boxed e-con e-parent\" data-id=\"794f7a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a08748 elementor-widget elementor-widget-heading\" data-id=\"8a08748\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c094ce6 elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"c094ce6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"165\" height=\"66\" src=\"https:\/\/abogadodebancarrota.tang-associates.com\/wp-content\/uploads\/2023\/12\/doodle-2.png\" class=\"attachment-large size-large wp-image-67\" alt=\"\" srcset=\"https:\/\/abogadodebancarrota.tang-associates.com\/wp-content\/uploads\/2023\/12\/doodle-2.png 165w, https:\/\/abogadodebancarrota.tang-associates.com\/wp-content\/uploads\/2023\/12\/doodle-2-18x7.png 18w\" sizes=\"(max-width: 165px) 100vw, 165px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d478793 elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"d478793\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"200\" height=\"191\" src=\"https:\/\/abogadodebancarrota.tang-associates.com\/wp-content\/uploads\/2023\/12\/Vector.svg\" class=\"attachment-large size-large wp-image-92\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4706bc e-flex e-con-boxed e-con e-parent\" data-id=\"f4706bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f2a468c e-flex e-con-boxed e-con e-child\" data-id=\"f2a468c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed31ecc tg-faq-items elementor-widget elementor-widget-toggle\" data-id=\"ed31ecc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2481\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2481\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is bankruptcy? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2481\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2481\"><p>Bankruptcy is a legal process allowing individuals or businesses to seek relief from overwhelming debt.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2482\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2482\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How does bankruptcy help?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2482\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2482\"><p>Bankruptcy can provide a fresh financial start by eliminating or restructuring debts, stopping creditor harassment, preventing foreclosure or repossession, and offering a path to regain financial stability.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2483\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2483\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Will I lose everything if I file for bankruptcy?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2483\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2483\"><p>Not necessarily. Bankruptcy exemptions protect certain assets, such as a home, car, personal belongings, retirement accounts, and more, depending on California&#8217;s specific exemption laws.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2484\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2484\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Which type of bankruptcy should I file?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2484\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2484\"><p>The type of bankruptcy depends on your circumstances. The best way to determine which is best for you is to consult with an attorney about your situation. <\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2485\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2485\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Will bankruptcy eliminate all my debts? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2485\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2485\"><p>While bankruptcy can discharge many types of debts, certain obligations like student loans, child support, alimony, and recent taxes may not be dischargeable.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2486\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2486\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can I keep my house if I file for bankruptcy? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2486\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2486\"><p>Under certain conditions, you can keep your home by reaffirming the mortgage debt, catching up on arrears through a repayment plan.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2487\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2487\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How long does bankruptcy stay on my credit report? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2487\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2487\"><p>Bankruptcy can stay on your credit report for seven to ten years, affecting your credit score. Its impact diminishes over time.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2488\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2488\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Down\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-54.828c1.563 1.563 1.563 4.094 0 5.656l-20 20c-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-20-20c-1.563-1.563-1.563-4.094 0-5.656s4.094-1.563 5.656 0l13.172 13.172v-38.344c0-2.211 1.791-4 4-4s4 1.789 4 4v38.344l13.172-13.172c1.562-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 128 128\" width=\"512\"><path id=\"Up\" d=\"m64 0c-35.289 0-64 28.711-64 64s28.711 64 64 64 64-28.711 64-64-28.711-64-64-64zm0 120c-30.879 0-56-25.121-56-56s25.121-56 56-56 56 25.121 56 56-25.121 56-56 56zm22.828-62.828c1.563 1.563 1.563 4.094 0 5.656-.781.781-1.805 1.172-2.828 1.172s-2.047-.391-2.828-1.172l-13.172-13.172v38.344c0 2.211-1.791 4-4 4s-4-1.789-4-4v-38.344l-13.172 13.172c-1.563 1.563-4.094 1.563-5.656 0s-1.563-4.094 0-5.656l20-20c1.563-1.563 4.094-1.563 5.656 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do I need a lawyer to file for bankruptcy? <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2488\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2488\"><p>While not required, having a bankruptcy attorney is recommended. An attorney can navigate complex laws, protect your rights, and guide you through the process.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is bankruptcy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Bankruptcy is a legal process allowing individuals or businesses to seek relief from overwhelming debt.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How does bankruptcy help?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Bankruptcy can provide a fresh financial start by eliminating or restructuring debts, stopping creditor harassment, preventing foreclosure or repossession, and offering a path to regain financial stability.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Will I lose everything if I file for bankruptcy?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Not necessarily. Bankruptcy exemptions protect certain assets, such as a home, car, personal belongings, retirement accounts, and more, depending on California&#8217;s specific exemption laws.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Which type of bankruptcy should I file?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>The type of bankruptcy depends on your circumstances. 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Will I lose everything if [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ - Tang &amp; Associates<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - Tang &amp; Associates\" \/>\n<meta property=\"og:description\" content=\"FAQ What is bankruptcy? Bankruptcy is a legal process allowing individuals or businesses to seek relief from overwhelming debt. How does bankruptcy help? Bankruptcy can provide a fresh financial start by eliminating or restructuring debts, stopping creditor harassment, preventing foreclosure or repossession, and offering a path to regain financial stability. 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Bankruptcy is a legal process allowing individuals or businesses to seek relief from overwhelming debt. How does bankruptcy help? Bankruptcy can provide a fresh financial start by eliminating or restructuring debts, stopping creditor harassment, preventing foreclosure or repossession, and offering a path to regain financial stability. 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